No insurance, No problem: A month of care under $100 with ClearCare.

With health insurance costs expected to rise in 2025, millions of Americans will face tough choices, including forgoing coverage, paying for expensive plans that offer limited benefits, or settling for less expensive plans that fail to meet their needs.

Offered through ClearMedica Medical Centers, ClearCare is designed for individuals who require everyday healthcare but can’t afford or rely on traditional insurance. It’s intended to be affordable, accessible, and easy to understand.

ClearCare serves a growing underserved population

ClearCare is ideal for workers and small business owners in various industries, including retail, food service, hospitality, local shops, freelancing, and gig workers. Many of them don’t receive health insurance through their workplace and struggle to find affordable care. ClearCare gives them a better option.

In addition to these small business workers, ClearCare also helps individuals who don’t qualify for ACA subsidies, Medicaid, or employer plans. Whether due to immigration status, part-time work, income gaps, or early retirement, many individuals fall into a gray area where coverage is either unavailable or unaffordable. Some people have health insurance but avoid using it because of high deductibles, expensive copays, or monthly premiums over $400, often with little real benefit for everyday care.

People with chronic health needs turn to ClearCare

ClearCare is also a lifeline for patients with chronic health conditions that require ongoing management, like diabetes, hypertension, asthma, or thyroid disorders. Traditional insurance often complicates consistent care with financial barriers, approval requirements, or tiered pricing structures that make it hard to get essential treatment. ClearCare removes those barriers by offering consistent access to necessary services under one clear monthly cost.

ClearCare also works for individuals who choose not to purchase health insurance, whether due to financial or personal reasons. It provides them with affordable access to routine and preventive care, eliminating the hassle and cost associated with traditional insurance plans.

What ClearCare includes each month

ClearCare gives you everyday care for one monthly price, no insurance, no surprise bills. You get check-ups, lab tests, and care when needed.

There are three ClearCare plans to choose from based on how much care you want:

ClearCare Core – $79.99 per month: Ideal for mostly healthy individuals. It includes one new patient visit, one yearly check-up, four follow-up visits, routine blood work, and one X-ray per year. You also get a discount card for medications.
ClearCare Elite – $99.99 per month: Ideal for individuals who require more frequent visits and additional screenings. It gives you one new patient visit, one yearly wellness visit, six follow-up visits, cancer screening labs, X-rays, ultrasounds, and EKGs.
ClearCare Max – $129.99 per month: Ideal for individuals who require full access at all times. Includes one new patient visit, unlimited in-person and telehealth visits, free meds, complete lab work, cancer screenings, and all imaging (X-rays, ultrasounds, CT scans, EKGs).

No matter which plan you choose, you also get:

More extended visits with your doctor
Help manage chronic conditions
Preventive screenings
Discounted prices for any extra lab tests or services
Direct access to your doctor by phone, text, or video

ClearCare is a wise choice if you need affordable, easy healthcare, whether you’re uninsured or have a high-deductible plan. Use it for everyday care and keep emergency coverage for primary needs.

The ClearCare model: A direct, transparent approach to healthcare

ClearCare is dedicated to making healthcare simple. Patients pay a set monthly fee directly to their doctor and get full access to primary care services. By eliminating insurance companies, ClearCare eliminates paperwork, unnecessary costs, and delays. You receive more extended visits, personalized care, and convenient ways to reach your doctor.

Why ClearCare makes sense for today’s healthcare reality

ClearCare isn’t just for emergencies; it’s an easy and affordable way to get the care you need. It’s ideal for individuals who prefer not to deal with high costs or complicated insurance. If you’re paying too much or not receiving the care you need, ClearCare is a simple and low-cost option that works best for you.

Our service areas include Brandon, Lakeland, and Winter Haven.